U.S. Department of Housing and Urban Development
Topic guide
Housing & Development
Housing is where many neighborhood concerns come together. A single abandoned house affects its neighbors' safety and property values. Rising rents can scatter long-time residents. Aging homes that nobody can afford to fix slowly pull a block down. And proposals for new housing, from a backyard cottage to an apartment building, often spark the fiercest public debates a community has.
No neighborhood group can solve the housing market alone, but organized residents can do a lot: gather facts that officials take seriously, track down owners of problem properties, steer repair money toward the homes that need it, welcome sensible infill, and partner with nonprofit developers and land trusts. This guide lays out those moves in a practical order and points to library articles and visitor questions that go deeper.
- 01
Document conditions and the affordability gap
A simple housing condition survey, done from the sidewalk with a consistent rating scale, shows which blocks need the most attention without singling out individual households. Pair it with a look at affordability: compare local rents and sale prices with what people who work in your community earn, and ask real estate agents, appraisers, and builders why the housing you need is not being built. Facts like these turn a vague worry into something a council or funder can act on.
- 02
Work on vacant and abandoned homes
Find the owner of record through county deed or tax records, and check whether the property is in foreclosure, held by a lender, tied up in an estate, or behind on taxes, since each path calls for a different approach. Contact the owner or lender directly, use code enforcement when maintenance fails, and keep the exterior looking cared for only with permission. There is usually no shortcut to taking over an abandoned house; buying it, a tax sale, or a local government acquisition program are the normal routes, and the rules vary by state.
- 03
Help owners keep homes in good repair
Watch for early signs that reinvestment is slipping: deferred repairs becoming normal, homes falling out of step with what buyers want, or cheaply built houses aging fast. Host a repair information night with contractors and permit staff, start a tool library, and ask your local government whether it offers rehab grants or loans. Where heirs share ownership without clear title, they often cannot sell, borrow, or insure, so connect families with legal aid early.
- 04
Fill gaps with infill housing and accessory units
New homes on vacant lots use streets and utilities that already exist and remove the missing-tooth look from a block. Infill works best when it matches the height, setback, and character of its neighbors, and small local builders are often the right partners. Check whether your zoning allows accessory dwelling units such as garage apartments or backyard cottages; where it does not, a carefully written ordinance with reasonable safeguards can add modest, lower-cost homes.
- 05
Partner with nonprofit developers and land trusts
When the private market will not build or repair what your community needs, nonprofit housing developers, CDCs, and community land trusts can step in, often using federal, state, and local housing funds. A community land trust keeps homes affordable over the long term by owning the land and limiting resale prices, but it needs ongoing staff and works best in specific market conditions. Ask your local government which nonprofits are already certified to use its housing funds.
- 06
Address landlord, tenant, and HOA problems constructively
Eviction and rental rules are set by state and local law, so learn your local process and connect residents with legal aid before a case reaches court. Neighborhood groups can run landlord screening and maintenance clinics and tenant education sessions, which help both sides avoid costly evictions. In homeowners associations, recruit board members with financial and maintenance experience, keep decisions transparent, and remember that covenants are enforced by the association or owners, not the city.
- 07
Revitalize without displacing current residents
Improvement becomes a problem when rising costs force out existing residents and small businesses. Organize early, inventory affordable rental buildings and talk with their owners about keeping them affordable, build modestly priced infill, support accessory units, and press for zoning that trades extra development for affordable units. Welcome newcomers while making clear that the neighborhood's mix of incomes and cultures is part of what makes it worth moving to.
Questions to bring
- Does our city, county, or state offer home repair grants or loans, and how are Community Development Block Grant (CDBG) funds used for housing here?
- How can residents take part in the public comment process when the local housing and community development plan is updated?
- Does our zoning allow accessory dwelling units, duplexes, or small apartment buildings in residential districts, and what would it take to change that?
- What happens to tax-delinquent and abandoned properties here: is there a land bank, tax sale, or side-lot program for neighbors?
- Which local nonprofits or community land trusts develop affordable housing, and are any certified to receive HOME funds?
- Where can tenants and small landlords get free legal help or mediation before an eviction case is filed?
What changes where you live
Housing rules are among the most local of all. Zoning (including whether accessory units, duplexes, or inclusionary requirements are allowed), building and property maintenance codes, rental registration, and eviction procedures differ by state, county, and municipality. Abandoned property, tax sale, receivership, adverse possession, and land bank laws are set by states. HOA powers depend on state law and each association's recorded covenants. Federal housing money such as CDBG goes directly to larger cities and urban counties, while smaller communities apply through their state. To find what applies to you, read your local zoning and housing codes online, call the planning or community development department, check your state housing finance agency, and contact your local legal aid office for tenant and heir-property questions.
Current national resources
National Low Income Housing Coalition
National Low Income Housing Coalition
Grounded Solutions Network
Grounded Solutions Network
NeighborWorks America
NeighborWorks America
Center for Community Progress
Center for Community Progress
Legal Services Corporation
I Need Legal Help
From the library
Guide · Housing & revitalization
Housing Affordability Requires Community Resolve
Housing affordability, where rents and home buying costs match wages, is a moral obligation. Equity will come when all communities show a healthy income mix.Guide · Housing & revitalization
Abandoned Homes Threaten Neighborhood Stability and Image
Learn how a neighborhood or concerned individual can address abandoned homes. Housing vacancy decreases property values and may increase crime.Guide · Housing & revitalization
Assess Community's Housing Renovation Needs, Then Act
A lively housing renovation scene is key to maintaining viability of older neighborhoods. Where major revitalization is necessary, begin here.Guide · Housing & revitalization
Infill Housing Increases Neighborhood Vitality
Infill housing replaces vacant lots with scattered new construction. It improves the look of the block, uses existing utilities, and builds market for retail.Guide · Housing & revitalization
The Problem with Gentrification Is Displacement
Gentrification is the process of neighborhoods becoming unaffordable to those who currently live there. This page shows strategies to prevent displacement.Guide · Housing & revitalization
Nonprofit Housing Developers Fill Market Gaps
Nonprofit housing developers, or community housing or development corporations, build or renovate housing where markets fail to meet community needs..Guide · Housing & revitalization
When to Start an Urban Community Land Trust
The urban community land trust is a perfect tool for boosting home ownership in lower-income areas or for countering rapidly rising housing costs.Guide · Housing & revitalization
Heir Property Owners Need Clear Title
Heir property is common in some American neighborhoods. When a person dies without a will, heirs probably lack clear title. Houses in limbo harm neighborhoods.Visitor question · Housing & revitalization
What are the rules for an eviction
Visitor Queston: I'm the new director of a struggling neighborhood organization. This past week I had two questions about how an eviction happens, oneVisitor question · Housing & revitalization
How to own an abandoned house
Visitor Question: If you can't afford an abandoned house and it's an eye sore to the block how can you purchase the house or assume ownership? Editors'Visitor question · Housing & revitalization
"Front of lot" Interpretation
Visitor Question: Hello. I have some deed restrictions on my property. One of which says no residence or outbuilding can be 50 feet from the front ofVisitor question · Housing & revitalization
1960s Rental Unit Found Unpermitted
Visitor Question: Hello there, I currently live in a downstairs unit of a duplex in an unincorporated area of our county. Long story short, the countyGuide · Housing & revitalization
A Housing Condition Survey Can Help You Visualize Areas Needing Most Attention
A housing condition survey helps communities or neighborhoods quantify and visualize housing quality issues. Your group can do it youselves.Guide · Housing & revitalization
A Neighborhood Watchdog Notes Progress or Problems
We promote a neighborhood watchdog program with a structured checklist of potential problem items that volunteers who walk the neighborhood should observe.Visitor question · Housing & revitalization
A Transit Oriented Development Fable
Last Reviewed: August 13, 2024 Website Visitor Writes: Once upon a time there was a little light rail system that didn't think it was anything special.Guide · Housing & revitalization
Abandoned Factories Present a Challenge for Communities
Embrace these ideas for reuse of abandoned factories, which quickly become dead zones discouraging investment and attracting trash and illegal behavior,Visitor question · Housing & revitalization
Abandoned home in the village
Visitor Question: We live in a small village (pop. 3500) about 20 miles east of Buffalo,N.Y. We have had an abandoned house in the village for 15 years.Visitor question · Housing & revitalization
Abandonment of Deed Restrictions
Visitor Question: I live in a subdivision in a county that has 49 plots. The original covenants were written in 1976 for a period of 20 years with an
Original guidance from A Good Community: How to Make and Keep It, owned and edited by Nancy Thompson (formerly Useful Community Development), shared with permission. Community Compass notes and updates are our own and have not been reviewed by Nancy Thompson.
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